Caqabadda sirta: Sida Zero-Knowledge ay u beddelayso nidaamka maaliyadda ee EU
By Hannah Garvey
Maqaalkani wuxuu falanqaynayaa sida tignoolajiyada Zero-Knowledge (ZK) ay u xallin karto is-maandhaafka u dhexeeya ilaalinta sirta isticmaalaha iyo shuruucda adag ee ka hortagga lacag-dhaqidda (AML).
Caqabadda ugu weyn ee maanta haysata dunida maaliyadda waa sida loo waafajin karo shuruucda adag ee AML iyo xuquuqda isticmaalaha ee sirta. Tignoolajiyada Zero-Knowledge (ZK) ayaa bixinaysa xal casri ah oo u oggolaanaya hay'adaha inay xaqiijiyaan in shuruucda la raacay iyadoon la shaacin xogta xasaasiga ah ee macaamiisha. Habkan 'proof-based compliance' wuxuu u beddelayaa kormeerka mid ku salaysan caddayn halkii uu ka ahaan lahaa mid xog ururin ah. Tusaale ahaan, isweydaarsiga crypto wuxuu caddeyn karaa inuu haysto hanti ku filan (proof-of-reserves) ama in isticmaalaha uu maray KYC iyadoon la soo bandhigin xogta shakhsiga ah. Horumarka dhanka digital identity iyo shuruucda EU sida eIDAS 2.0 ayaa fududaynaya in tignoolajiyadan la hirgeliyo. Mustaqbalka, 'programmable compliance' oo lagu dhex daray smart contracts ayaa suurtogelin doona in shuruucda la fuliyo waqtiga dhabta ah ee macaamilka.
Key Highlights
- Zero-Knowledge proofs waxay u oggolaanayaan shirkadaha inay caddeeyaan u hoggaansanaanta sharciga iyagoon soo bandhigin xogta gaarka ah.
- Tignoolajiyadan waxay casriyaynaysaa habka KYC iyo AML, iyadoo yaraynaysa khatarta xog-xadaynta.
- Midowga Yurub ayaa bilaabay inay sahamiyaan tignoolajiyadan si ay u waafajiyaan shuruucda sirta xogta iyo kormeerka maaliyadeed.